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We answer your questions about private health insurance.

Private Health Insurance

Here’s how public and private health insurance compare — so you can make the right choice for your needs.

The main differences between public and private health insurance

Worried that moving to private health is the wrong move because your insurance gets unaffordable over time? Here's what you need to know.

Price changes over time: private vs. public health insurance in Germany

Your step-by-step guide to change from public to private coverage.

How to switch from public to private health insurance in Germany

Get your digital health insurance card ready and use it at any doctor’s visit

Insurance cards with private health insurance

A guide on how to make the most of your private health insurance policy

How to use and get the most from your private health insurance

We explain what the Basic plan (Basistarif) in German private health insurance is and who it is made for.

What is the Basic plan in private health?

Feather’s private health insurance stands out for its ease, flexibility, and fully digital experience.

Benefits of private health insurance with Feather

Understand which public and private health insurance options are available to pensioners in Germany and how eligibility is determined.

Health insurance options for pensioners in Germany

Getting started

Income threshold for private health insurance

Existing health conditions influence eligibility, coverage, and pricing for private health insurance in Germany.

How existing conditions affect your eligibility for private health insurance

You may need medical checkups to join private health insurance in Germany. Learn when they are required, and how Feather supports you.

Medical checkups to join private health insurance

Having the right documents ready makes the process faster and easier.

Documents you need to apply for private health

In Germany, private insurers can reject applications based on their own risk assessment and eligibility criteria.

Denial reasons for private health insurance applications

Understand what Income protection is, how it works, and how to choose the right amount.

What is income protection under private health insurance and how does it work?

Get a social security number (SVNR) with private or expat health insurance

Krankenversichertennummer (KVNR): what is it and how to get one

Employees with private health insurance in Germany need to select a public health insurance provider for social security contributions.

Choosing a public provider while having private health insurance

Marius

Signing up

What are the waiting periods in private health insurance?

Everything you need to know about remedies and therapy coverage with private health insurance

Remedy and therapy coverage

Preventive check-ups: coverage and keeping your no-claims bonus

Your Feather private health insurance covers you outside Germany, but travel health insurance is recommended

Travelling abroad: coverage, bills, and sick notes

For emergencies or routine appointments, here’s how to access care with Feather private health insurance in Germany and abroad

Medical emergencies and booking routine appointments with private health insurance

Cristina Garcia

Coverage

I'm pregnant – can I apply for private health insurance?

Find out which pregnancy-related medical services are covered under public and private health insurance.

Pregnancy coverage under public and private health insurance

Planning for a baby? The type of health insurance you have can shape your prenatal care experience. Here's what you need to know.

Pregnancy checkups: Public versus private health insurance

Step-by-step process to sign up your loved ones.

How to add family members to private health insurance

Find out how private and public health insurance premiums are affected during maternity and parental leave, detailing costs for voluntarily and mandatorily insured individuals, income thresholds, and exceptions for part-time…

How do health insurance prices change during maternity and parental leave?

Learn how your newborn’s health insurance is determined in Germany, what private coverage costs, and how to enroll your baby in private health insurance.

How does private health insurance work for newborns in Germany?

Katrina

Family, pregnancy & parental leave

How to submit medical bills for reimbursement

Make the most out of your coverage by understanding cashbacks and pocket money.

Cashbacks and bonuses

Learn about the review process, why it's conducted, and the impact on claim processing and reimbursement.

Medical history assessments: a step-by-step guide

This article offers a detailed guide on how to understand your bill statement.

Bill statements and how to read them

Missing reimbursements: how to check and fix them

Learn more about how deductibles work under our regular and short-term plans

Deductibles explained

How referrals work for specialist appointments with private health insurance in Germany

Referrals for specialist visits

Medical bills

What determines the cost of private health insurance and how employer contributions work.

How private health prices and employer contributions are calculated

This article will go over the payment process for for private health insurance (PKV)

How payment works for private health insurance

Here's how private health insurance contributions will be reported to the tax office from 2026

Tax reporting for private health insurance

Costs/Payments

Advantages of switching from a short-term to a long-term private health insurance plan and how to make the transition

How to switch to a different private health insurance plan

Can I pause my private health insurance?

Your coverage explained: your statutory benefits determine if you can keep it or if you need to switch to public insurance.

I've just lost my job. What happens to my private health insurance?

Understanding your health insurance choices after the private insurance threshold  for employees increases in Germany

What happens if the threshold increases above my income?

In this article, we clarify how upgrading or downgrading tariffs impacts the perks that you’ve accumulated so far.

How does changing private health insurance plans affect my bonus and contract terms?

This article provides information on the appropriate timing and procedures for canceling your private health insurance.

How to cancel your Feather private health insurance

This article explains the consequences of backdating your private health insurance cancellation.

Retroactive reimbursement of costs when switching to public health insurance

Policy changes

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Privacy

Terms

Introductory information

Explore Recommended Insurances

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