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Waiting periods in private health insurance

Get covered from day one with Feather

Christina avatar
Written by Christina
Updated this week

What are waiting periods

Waiting periods are the time between when your insurance starts and when you can use your coverage. They help keep insurance fair for everyone by preventing people from signing up just to claim large or immediate costs.

You’ll always skip them with Feather

Waiting periods do not apply when you've had comprehensive health insurance in the last 12 months or do a medical exam. We'll always ask for this when you sign up, so by the time you're coverage is confirmed, no waiting periods apply.

Waiting periods you can expect with others

With many other insurers, waiting periods are standard. For example:

  • 3 months for most claims

  • 8 months for childbirth, psychotherapy, dental treatment, dentures, and orthodontics

If you are considering other providers, be sure to check their waiting period rules. With Feather, you are covered as soon as your policy begins.

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