What are waiting periods
Waiting periods are the time between when your insurance starts and when you can use your coverage. They help keep insurance fair for everyone by preventing people from signing up just to claim large or immediate costs.
You’ll always skip them with Feather
Waiting periods do not apply when you've had comprehensive health insurance in the last 12 months or do a medical exam. We'll always ask for this when you sign up, so by the time you're coverage is confirmed, no waiting periods apply.
Waiting periods you can expect with others
With many other insurers, waiting periods are standard. For example:
3 months for most claims
8 months for childbirth, psychotherapy, dental treatment, dentures, and orthodontics
If you are considering other providers, be sure to check their waiting period rules. With Feather, you are covered as soon as your policy begins.