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Explains what waiting periods are in private health insurance (PKV), when they apply, and how earlier comprehensive coverage or a medical examination allows your coverage to start on the first…

What are the waiting periods in private health insurance (PKV)?

What remedies (Heilmittel) are, which therapies Private health insurance (PKV) covers, the conditions that must be met for reimbursement, and how to check your plan's reimbursement limit before treatment starts.

Remedy (Heilmittel) coverage under private health insurance (PKV)

Preventive check-ups: coverage and keeping your no-claims bonus

How private health insurance (PKV) covers you outside Germany, what the limits are on each plan, how to submit medical bills from treatment abroad, and whether a sick note from…

Traveling abroad with private health insurance — coverage, bills, and sick notes

What to do in a medical emergency with private health insurance in and outside Germany, what happens after a hospital stay, and how to book routine appointments.

Medical emergencies and booking routine appointments with private health insurance

An overview of what our private health insurance (PKV) plans cover, including outpatient care, hospital stays, dental treatment, and preventive check-ups, plus what isn't covered and where to compare plans.

What does private health insurance cover?

Cristina Garcia

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