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Remedy coverage

Everything you need to know about remedies and therapy coverage with private health insurance

Christina avatar
Written by Christina
Updated over a month ago

What are remedies

Remedies are therapies and treatments typically prescribed by a doctor and carried out by medical professionals or therapists. They include:

  • Physiotherapy: massages, heat/cold therapy, medicinal baths

  • Speech therapy: for fluency, phonation, or language comprehension issues

  • Podiatry: medical foot care, especially for conditions like diabetes

  • Occupational therapy (ergotherapy): to promote independence

  • Nutritional therapy: support for diet changes needed due to illness

Requirements for coverage

Remedies are reimbursed if all of the following apply:

  • The remedy treats or relieves an illness or physical impairment.

  • A medical doctor prescribed or referred you for the remedy.

  • A registered therapist or medical professional (not a doctor) provided the treatment.

Are there reimbursement limits?

Yes, each of our plans only reimburses a certain amount. If your therapist charges more, you pay the difference. Here's how you can check the limits before the treatment:

  • Check your in-account coverage: check the full coverage table in your account to see exactly what’s included with your plan.

  • Ask about fees: confirm your therapist’s rates. You can also submit a cost plan in your account for our team to confirm upfront.

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