Expat health insurance policies cover medically necessary treatment related to pandemics such as COVID-19 under both basic and premium plans. Coverage includes prescribed PCR tests, limited rapid antigen tests, and COVID-19 vaccinations with differences between plans. Visa applicants requiring pandemic coverage receive a Visa Compliance Letter confirming coverage. Usual conditions on pre-existing conditions, waiting periods, and copays apply.
Does expat health insurance cover illnesses related to pandemics such as COVID-19?
Both the basic and premium expat health insurance plans cover medically necessary treatment for illnesses related to COVID-19 and other pandemics.
What pandemic-related services are covered under the basic and premium expat health plans?
COVID-19 vaccinations are covered up to €100 per year under the premium plan only; they are not covered under the basic plan.
COVID-19 rapid antigen tests are covered up to three tests per year (max €15 total) under the basic plan, and up to five tests per year (max €25 total) under the premium plan.
PCR tests prescribed by a doctor are fully covered under both basic and premium plans.
Are there any policy conditions that apply to pandemic-related claims?
Pre-existing condition exclusions, waiting times, and copays apply to pandemic-related claims as detailed in the expat health insurance terms and conditions.
Does expat health insurance support visa applications requiring pandemic coverage?
The insurance includes pandemic coverage required for visas such as working holiday visas. A Visa Compliance Letter confirming this coverage is provided and can be downloaded from the policyholder's account for visa application purposes.
Where can I find more information or sign up for expat health insurance?
More information about expat health insurance and enrollment options are available here.