A routine check up under expat health insurance is a preventative medical appointment without symptoms or complaints. Feather Insurance offers varying coverage for routine check ups depending on the plan type, with premium plans providing coverage for dental, pregnancy, skin cancer, and cancer screenings after waiting periods. If a health issue is found during a routine check up, treatment coverage depends on whether the plan includes routine check up benefits.
What is a routine check up under expat health insurance?
A routine check up is a medical appointment conducted purely for preventative care when no health issues or symptoms are present. This type of visit is intended to maintain health and detect potential issues early.
What medical visits are not considered routine check ups?
Medical appointments made to address specific symptoms or health problems are not routine check ups. For example, visiting a doctor for pain or other complaints is classified as symptomatic care, not preventative care.
Which routine check ups are covered by Feather's expat health insurance plans?
Coverage for routine check ups varies depending on the specific plan:
Expat Newcomer Plan Basic Cover:
No coverage for routine check ups.
Expat Newcomer Plan Premium Cover:
Dental check ups covered up to 200 per year after a six-month waiting period.
Pregnancy check ups covered after a six-month waiting period.
Skin cancer check ups covered after a six-month waiting period.
Cancer screening covered up to 300 per year after a six-month waiting period.
Expat Extended Plan Basic Cover:
Medical routine check ups covered up to 450 per year after a 12-month waiting period.
Dental check ups covered up to 750 per year after a six-month waiting period.
Expat Extended Plan Premium Cover:
Medical routine check ups covered up to 750 per year after a 12-month waiting period.
Dental check ups covered up to 1,125 per year after a six-month waiting period.
What happens if a health problem is detected during a routine check up?
If the health insurance plan includes coverage for routine check ups, then both the check up and any necessary treatment or follow-up resulting from findings during the check up are covered within the plan's benefits. If the plan does not include routine check up coverage, neither the check up nor treatments related to findings from that check up are covered.