Expat health insurance covers gynaecological care only when it relates to new medical issues that begin after the policy start date. Routine preventive care, such as pap smears, and care for pre-existing conditions are not covered. Claims for gynaecological treatment require medical information confirming the new condition and its acute nature for the determination of coverage.
What gynaecological care does expat health insurance cover?
Expat health insurance covers gynaecological care only if it involves a new medical condition that starts after the insurance coverage begins. Treatment for pre-existing conditions or routine preventive check-ups are not included.
Are preventive gynaecological exams like pap smears covered?
Routine preventive gynaecological exams such as pap smears are not covered by expat health insurance because they are considered proactive health checks without symptoms.
Is treatment covered if I experience new gynaecological symptoms?
If you experience new abnormal symptoms related to gynaecology after your coverage starts, treatment is likely covered. This coverage applies because the medical issue is new and in response to symptoms.
What information is needed to submit a claim for gynaecological care?
When submitting a claim for gynaecological treatment, you must provide medical documentation that confirms the condition is new, describes the onset of symptoms, and explains the acute reasons for treatment such as surgery.