Expat health insurance covers chronic illnesses that are first diagnosed or begin after the insurance policy starts. Chronic conditions that existed before the policy commencement are considered pre-existing and are not covered by the insurance. Therefore, coverage depends on whether the chronic illness is new or pre-existing at the start of the policy.
Does expat health insurance cover chronic illnesses?
Expat health insurance covers chronic illnesses that occur for the first time after the insurance policy begins.
How does expat health insurance treat pre-existing chronic conditions?
Chronic illnesses that were known, diagnosed, or treated before the expat health insurance policy starts are considered pre-existing and are not covered under the policy.
When will a chronic illness be covered by expat health insurance?
A chronic illness will be covered if it develops or is diagnosed after the policy commencement date. Conditions starting after the policy begins are eligible for coverage under the insurance terms.