Both the Basic and Premium plans of our Long-term expat health insurance include dental coverage. Dental treatment following an accident is covered from the start with no waiting period, while routine dental treatment is covered up to a plan-based allowance after a 6-month waiting period (€750 on Basic, €1,125 on Premium). Coverage applies only to new dental conditions, not pre-existing ones.
What dental coverage is included in Long-term expat health insurance?
Both the Basic and Premium plans of our Long-term expat health insurance include dental coverage. Coverage falls into two categories: dental treatment following an accident, and routine dental treatment after a waiting period. The allowance you receive for routine treatment depends on your plan.
Is dental treatment after an accident covered by Long-term expat health insurance?
Yes. Both the Basic and Premium plans cover dental treatment following an accident, with unlimited coverage and no waiting period. An accident here means a traumatic episode only, such as falling and chipping a tooth.
How much routine dental treatment does Long-term expat health insurance cover?
After a 6-month waiting period on the policy, you receive a general allowance for routine dental treatment. The Basic plan covers up to €750 and the Premium plan covers up to €1,125. Routine dental treatment includes:
Dental inspection and preservation, such as check-ups and cleanings
Pain relief treatments, such as simple fillings
X-rays
Treatment of gums, and operative and gnathological procedures
Dentures, including restoration of dental prostheses and the installation of new prostheses, crowns, bridges, and pivot teeth
Orthodontic treatment for children aged 17 and under, including appliances to correct the position of natural teeth
Is there a waiting period for dental coverage under Long-term expat health insurance?
Dental treatment following an accident has no waiting period and is covered from the start of the policy. Routine dental treatment has a 6-month waiting period, after which your plan's allowance applies.
Are pre-existing dental conditions covered by Long-term expat health insurance?
No. Dental coverage applies only to new dental conditions that first arise after the policy begins. Pre-existing conditions that were known, treated, or diagnosed before the coverage started are excluded.
Where can I sign up for Long-term expat health insurance?
You can obtain a quote and sign up here.