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Long-term expat health insurance covers new medical conditions for people in Germany beyond 5 years or who do not qualify for public or private health insurance. Two plans, month-to-month cancellation,…

Overview of our long-term expat health insurance plans

This article explains the coverage details and exclusions of long term expat health insurance plans, highlighting differences between basic and premium plans across inpatient, outpatient, dental, mental health, maternity, and…

What is and isn't covered by the Long-term Expat health insurance?

This article explains how to use your Long-term Expat health insurance, when to submit a claim, and what documents you’ll need. It also outlines how deductibles work and when to…

Claims process for Long-term Expat health insurance

Compare expat health insurance and long-term expat health insurance in Germany — coverage, cost, eligibility, visa validity, age limits, and travel cover — so you can tell which of the…

Difference between expat health insurance and long-term expat health insurance

Each person needs their own Long-term expat health insurance policy, but you can manage them all under one account using the same email address. Sign up the main policyholder first…

Adding a spouse, parent, or child as a dependent to Long-term expat health insurance

How to cancel your Long-term expat health insurance policy: the 14-day cooling-off period with full refund, monthly cancellation after that, why we need proof of alternative coverage, and switching to…

How to cancel your Long-term expat health insurance policy

If you don't qualify for public health insurance (GKV) or private health insurance (PKV) in Germany, our expat health insurance and long-term expat health insurance offer visa-compliant coverage.

What are my health insurance options in Germany if I'm not eligible for public or private health insurance?

An overview of the dental coverage in our Long-term expat health insurance Basic and Premium plans, including accident-related treatment, routine dental allowances, the 6-month waiting period, and the pre-existing condition…

What dental coverage is included in Long-term expat health insurance?

Application process for Long-term Expat health insurance for people over 65 years of age

Instructions on how to submit an application for Long-term Expat depending on your circumstances

How to register for Long-term Expat health insurance

How to move from expat health insurance to long-term expat health insurance in Germany — who can switch, when to switch, and how conditions that developed during earlier coverage are…

Switching from expat health insurance to long-term expat health insurance in Germany

Routine check-ups under long-term expat health insurance are preventative visits with no symptoms. The Basic and Premium plans both cover medical and dental check-ups up to annual limits, after waiting…

What routine check-up services are covered by long-term expat health insurance?

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