Expat health insurance offers limited dental treatment coverage depending on the plan selected. The basic plan covers up to €500 for pain-relieving restorative dentistry for new dental issues, excluding check-ups and cleanings. The premium plan covers up to €1000 for similar treatments and adds annual benefits for check-ups, cleanings, and dentures after a six-month waiting period. Dentures include various dental replacements such as crowns, orthodontics, and implants.
What dental treatments are covered by the basic newcomer expat health insurance plan?
The basic expat health insurance plan covers up to €500 per policy year for pain-relieving restorative dentistry. This includes simple fillings and repairs of existing dentures when prescribed or performed by a dentist. Coverage applies only to new dental issues developing after the start of the insurance policy. This plan does not cover routine dental check-ups or cleanings.
What additional dental coverage does the premium newcomer expat health insurance plan provide?
The premium expat health insurance plan covers up to €1000 per policy year for pain-relieving restorative dental treatments similar to the basic plan. In addition, after the policyholder has maintained the premium plan for at least six months, the following benefits become available annually:
Up to €200 for dental check-ups
Up to €100 for dental cleanings
Denture coverage reimbursed at 80% of the invoice amount, up to €1,250 per policy year
What types of dental replacements or dentures are included under the premium plan?
Dental replacements and dentures covered by the premium plan include pivot teeth, inlays, crowns, orthodontic treatments, functional analysis, functional therapeutic measures, and dental implants as reimbursable treatments.
Does expat health insurance cover dental treatments for pre-existing dental issues?
Expat health insurance dental coverage applies only to new dental problems that arise after the insurance policy becomes effective. Treatments for pre-existing dental issues are not covered.