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What a drop in income means for self-employed, freelance, and employer-abroad customers on Private health insurance (PKV): why your policy stays as it is, why it doesn't automatically open a…

What happens if my income drops below the threshold when I'm self-employed or working for an employer abroad?

When you can pause your private health insurance in Germany, which plans allow it, what the reduced fee costs, how to request a pause, and what happens if the pause…

Can I pause my private health insurance?

Switching between Private health insurance (PKV) plans keeps your accumulated dental treatment limit. Changing a Standard, Plus, or Premium plan restarts the 2-year minimum contract term, while the Short-term plan…

How does changing Private health insurance (PKV) plans affect my dental limit and contract term?

Income protection, or sick pay, is a daily benefit under Private health insurance (PKV) that pays out from day 43 of an illness until the end of month 6. Learn…

How income protection (sick pay) works under Private health insurance (PKV)

How to cancel your Private health insurance (PKV): notice periods, the documents needed for each reason, and what happens to your account after cancellation.

How to cancel your Feather private health insurance

How to upgrade or downgrade your private health insurance (PKV) plan, when a health assessment applies, how the FLEX add-on works, and when you must move from the Short-term plan…

How to switch to a different private health insurance plan

Understanding your health insurance choices after the private insurance threshold  for employees increases in Germany

What happens if the private health insurance income threshold rises above my income?

If you lose your job in Germany, you can usually keep Private health insurance (PKV). Whether you can switch to Public health insurance (GKV), and who pays, depends on whether…

What happens to my Private health insurance (PKV) if I lose my job in Germany?

Backdating your Private health insurance (PKV) cancellation makes the policy inactive from that date, so reimbursements already paid for treatment after it have to be returned. Learn what to check…

What to consider when backdating your Private health insurance (PKV) cancellation

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