To get private health insurance, you need to earn more than the required threshold. As of the 1st of January 2024, the income thresholds are:
€5,775 / month (€69,300/ year): Employees in a German company
€2,500/ month (€30,000/ year): Employees under 45 in non-German companies, and freelancers under 45
€3,750/ month (€45,000/ year): Employees over 45 in non-German companies, and freelancers over 45
As of the 1st of January 2025, the income thresholds will be:
€6,150 / month (€73,800/year): Employees in a German company
€2,500/ month (€30,000/ year): Employees under 45 in non-German companies, and freelancers under 45
€3,750/ month (€45,000/ year): Employees over 45 in non-German companies, and freelancers over 45