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What is the private health insurance income threshold?
What is the private health insurance income threshold?
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Written by Marius
Updated over a month ago

To get private health insurance, you need to earn more than the required threshold. As of the 1st of January 2024, the income thresholds are:

  • €5,775 / month (€69,300/ year): Employees in a German company

  • €2,500/ month (€30,000/ year): Employees under 45 in non-German companies, and freelancers under 45

  • €3,750/ month (€45,000/ year): Employees over 45 in non-German companies, and freelancers over 45

As of the 1st of January 2025, the income thresholds will be:

  • €6,150 / month (€73,800/year): Employees in a German company

  • €2,500/ month (€30,000/ year): Employees under 45 in non-German companies, and freelancers under 45

  • €3,750/ month (€45,000/ year): Employees over 45 in non-German companies, and freelancers over 45

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