Both Basic and Advanced dental insurance plans cover dental cleanings as well as routine dental treatments with annual limits. The Advanced plan provides additional coverage for tooth replacement procedures and teeth whitening benefits. Orthodontics coverage depends on age and accident circumstances.
What dental treatments does the Basic dental insurance plan cover?
The Basic dental plan covers professional dental cleanings up to €150 per calendar year and routine dental treatments such as fillings, root canals, gum treatments, mouth guards, and pain management (e.g. anesthesia).
For the first two calendar years, there is a combined limit of €300 for routine treatments with €150 available in the first year and an additional €150 in the second year. From the third calendar year onward, these routine treatments have no yearly limits.
How does the Basic plan cover orthodontic treatments?
Orthodontic treatments for tooth and jaw alignment are covered if treatment starts before age 21. Those aged 21 or older only receive orthodontic coverage if it is necessary due to a sudden accident. The coverage limit is €150 per year or €300 combined for the first two calendar years. Starting from the third calendar year, the limit increases to €2000.
What additional dental treatments does the Advanced dental plan cover beyond the Basic plan?
In addition to all treatments covered by the Basic plan, the Advanced dental plan covers tooth replacement and restoration procedures such as crowns, bridges, implants, inlays, onlays, and medically necessary prosthetics. It also covers teeth whitening up to €200 every two years. Coverage and yearly limits for tooth replacement depend on several factors.
How does the Advanced plan handle professional cleanings and routine dental work?
The Advanced plan reimburses 80% of the cost for professional dental cleanings per treatment, with a total annual limit of €200. Routine dental treatments share the same combined limit of €300 for the first two calendar years as the Basic plan and become unlimited from the third year onward.
What are the coverage conditions for orthodontics on the Advanced plan?
Orthodontic treatments in the Advanced plan follow the same age and accident-related conditions as the Basic plan: coverage is available for those starting treatment before age 21 or those 21 and older if required after a sudden accident. Coverage limits match the Basic plan's limits: €150 per year or €300 combined in the first two years and €2000 starting the third year.
What should I know about reimbursement for dental treatments?
A declared unlimited coverage per year does not guarantee full reimbursement. Dentists may bill above average rates based on treatment complexity, which can affect reimbursement amounts. This is determined by the severity factor your dentist lists on the final invoice.
What recent changes affect front tooth filling coverage?
Since January 2025, Germany’s public health insurance has begun covering high-quality materials for front tooth fillings. Because of this change, these treatments are no longer reimbursed under Feather’s dental insurance plans.
💡 To summarize: The Advanced plan includes everything covered by the Basic plan, with added benefits for tooth replacement and restoration treatments—such as implants, crowns, and bridges—as well as reimbursement for teeth whitening.
❗ A quick note on coverage limits: Even when a benefit is listed as having no yearly limit, that doesn’t always mean you’ll be reimbursed in full. If a treatment is more complex than usual, your dentist may apply a higher severity factor, which can result in higher costs than what’s considered standard. In those cases, your reimbursement may be capped at a certain level.
🔎 Important update on front tooth fillings
Since January 2025, public health insurance in Germany covers high-quality materials for front tooth fillings. Learn more about this change here.