Since January 2025, public health insurance in Germany (GKV) has started covering high-quality composite fillings for front teeth (incisors and canines). This change followed the EU-wide ban on amalgam as a filling material.
So what does this mean for you?
If you're getting a filling on one of your front teeth (incisors or canines), your dentist should bill this treatment directly to your public health insurance. In most cases, you shouldn’t need to pay out of pocket.
What’s changed with reimbursement through your supplemental plan?
Because these fillings are now included in the GKV benefit catalog, they are no longer reimbursable under your supplemental dental insurance.
Private billing for front-tooth fillings (for example, for techniques like multicolor composites) is considered a cosmetic or aesthetic choice. These costs are not medically necessary and therefore not covered by supplemental insurance.
Here’s what you can do:
Ask your dentist in advance whether the treatment will be billed through your statutory health insurance.
Double-check your invoice—if you see private billing for a front-tooth filling, ask your dentist why and whether it aligns with GKV rules.
Be aware: any costs linked to cosmetic techniques (like multicolor fillings) cannot be reimbursed under your supplemental plan.
We know dealing with medical bills isn’t fun. That’s why we’re sharing this update—to help you avoid unexpected costs and better prepare for conversations with your dentist.