Household contents insurance protects the belongings inside your home, everything that would fall out if you turned your apartment upside down. This includes furniture, electronics, jewelry, clothing and more. The contents are covered against specific events that are; fire, robbery, burglary, water damage, storm, and hail.
Coverage automatically extends to all residents of the home, ensuring their belongings are protected under the same policy. It’s important, however, to select an insured sum that reflects the total cost of replacing everyone’s possessions.
Whether you live with a partner, friends, or roommates*, their belongings are included in your policy without the need to make any changes.
What does it cover? - your belongings in the apartment, including your flatmate’s pioneer DJ set and your boyfriend’s Wassily bauhaus chair, as well as your landlord’s Persian rug.
Who does it cover? - everybody in the household.
*It's currently not possible to cover just your own belongings if you live in a shared apartment with this policy.