Household contents insurance protects your personal belongings from these specific insured events - fire, burglary, vandalism, water damage, storm, and hail.
Does that include my electronic devices?
Yes, if your electronics are damaged by one of the insured events, they're covered. For example; if a pipe bursts in your apartment and ruins your laptop, this would be covered, or if someone breaks into your apartment and steals your camera and mobile device, they would also be covered.
So, if the damage doesn't fall into an insured event, it won't be covered?
That's right, this policy doesn't cover accidental damage that you or a third person might cause, simple theft, operational errors or wear and tear.
For additional coverage you can consult the devices warranty or look into additional electronics insurance which you can sometimes get from the retailer when you buy your device.
What is electronics insurance?
Electronics insurance or elektronikversicherung typically covers laptops, mobile phones, cameras, tablets, and can even include home appliances. This type of policy can cover your device against theft, accidental liquid damage, falls, breakages or even operational errors.
Does Feather offer electronics insurance?
We currently don't offer this insurance as a separate policy or addition to household contents insurance.