Standard household contents insurance does not cover glass damage. Adding glass coverage protects various glass surfaces and items such as windows, mirrors, and glass tables from accidental damage. The add-on excludes coverage for pre-existing damage, spectacles, dinnerware, solar panels, and electronic screens. Adding glass insurance can prevent costly repair or replacement expenses.
How can I ensure that glass is covered under the household contents policy? Standard household contents insurance protects personal belongings against events like fire, water damage, burglary, vandalism, storm, and hail. However, damage to glass surfaces can be included if the glass add-on is purchased alongside your policy.
What does the glass coverage add-on include?
The glass coverage add-on insures accidental damage to glass surfaces and objects in your home. Covered items include:
Windows
Glass ceramic and induction cooking surfaces
Mirrors
Glass tables
Other glass objects such as aquariums
What glass items are not covered by the glass insurance add-on?
The glass insurance add-on does not cover:
Items damaged before adding the coverage
Spectacles and eyeglasses
Dinnerware made of glass
Solar panel modules
Electronic display screens such as mobile phone, TV, and laptop screens
Why should I consider adding glass coverage to my household contents insurance?
Adding glass coverage protects you from potentially high out-of-pocket costs for repairing or replacing broken glass surfaces and items at home due to accidental damage. Without this add-on, you would need to cover these costs yourself.
How can I get glass coverage?
You can add glass coverage as an optional supplement when signing up for household contents insurance to extend your protection to glass surfaces and objects.