Household contents insurance protects your personal belongings from the insured events, fire, utility water damage, burglary, robbery, vandalism, storm and hail, it doesn't cover damage to the building (that's covered under building insurance) or glass surfaces.
I thought glass was covered under household contents insurance?
Unfortunately, glass damage is not covered by default under household contents. Glass insurance exists as a standalone insurance and we've added the option to supplement your policy when signing up for added coverage.
Why should I add glass cover?
You might want to consider adding the glass cover to your household contents insurance as any accidental damage to glass surfaces would be covered.
This includes windows, glass ceramic or induction cooking surfaces, mirrors, glass tables, and other glass objects such as aquariums.
Without this add-on, paying out of pocket for any repairs or replacements can be costly and can add up quickly.
Not covered with this glass add-on are already damaged items prior to signing up, spectacles, dinnerware, solar panel modules, electronic display screens; mobile phones, TV's and laptop screens.