When does it make sense to choose private health insurance?
Private health insurance is best suited if:
You have a higher income
Your income has to be above the threshold.You’re in good health
Some conditions may limit eligibility. Each application is reviewed individually.
You have a continuous coverage history
You must have had comprehensive health coverage (public, private, or expat insurance) for the past 12 months. If not, medical and dental checkups may be required.
You want more control and service
Private insurance offers more personalized options, digital tools, and often quicker access to specialists.
What makes Feather’s private health insurance special?
The application
Apply fully online, and in English.
If a medical checkup is required, we’ll cover up to €195, even if you’re not accepted.
Support with canceling public health insurance.
Choose from the most affordable, up-to-date healthcare plans in Germany.
Managing your policy
Handle all health insurance correspondence in your account — no snail mail.
Fully digital policy downgrades and upgrades.
Support with adding family members.
Submit and track your medical bills directly in your account.
Get any documents you need (e.g. for unemployment benefits, or parental allowance).
Extra support and unique benefits
Dedicated, fully English-speaking team: get help via email or free calls for any situation — including unemployment, pregnancy, or traveling abroad.
We advocate for you: if a medical bill is paid incorrectly, we’ll dispute it on your behalf.
Non-profit healthcare: that means any profits must be paid out to you or reinvested to improve the health coverage.
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