Moving from Expat health insurance to Public health insurance (GKV) or Private health insurance (PKV) with us is designed to be simple, fully digital, and supported in English from start to finish. When you make the switch with us, you get:
A fully digital, English-language sign-up and management experience, so you can handle everything online at any time without relying solely on your employer.
A choice of four leading German public health providers — TK, AOK, BARMER, and DAK — so you can compare prices and benefits and pick the plan that fits you; among them, TK and BARMER offer especially strong English-language support.
Help obtaining your social security number (SVNR) more quickly, plus a coordinated transition that avoids any gaps or overlaps in your coverage.
The full switching service free of charge, with no extra fees.
The option of a comprehensive Private health insurance (PKV) plan if you qualify — employees earning more than €77,400 per year, or freelancers and self-employed people earning over €36,000 per year (or €51,000 per year if you are over 51).
All your policies managed in one digital account, including other essential cover such as liability, legal, and household insurance.