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Here’s how public and private health insurance compare — so you can make the right choice for your needs.

The main differences between public and private health insurance

Public health insurance premiums in Germany are based on your income, while Private health insurance premiums are based on your age and health at signup. Both can rise over time…

How premiums change over time: Public health insurance vs. Private health insurance in Germany

How to switch from Public health insurance (GKV) to Private health insurance (PKV) in Germany: choose a start date at least 2 full calendar months ahead, send a cancellation notice…

How to switch from Public health insurance to Private health insurance in Germany

How insurance cards work with private health insurance (PKV) in Germany — what you receive when your policy starts, how to use the card at appointments, how billing and reimbursement…

Insurance cards with private health insurance (PKV)

How to use private health insurance (PKV) in Germany: activate coverage, find your documents, pay your monthly price, submit claims, earn cashback, change your plan, add family members, and cancel…

How to use and get the most from your private health insurance

The Basistarif is a standardized Private health insurance (PKV) tariff in Germany for people who must hold comprehensive coverage but cannot access regular private plans. Learn who qualifies, what it…

What is the Basistarif in Private health insurance (PKV) in Germany?

Signing up for Private health insurance (PKV) with Feather means a fully online application in English, up to €195 covered for a required medical checkup, help canceling Public health insurance,…

Benefits of signing up for Private health insurance (PKV) with Feather

How pensioners in Germany can get health insurance: KVdR and voluntary Public health insurance, Form S1, Private health insurance and the Basistarif, and the age limits for Expat health insurance…

Health insurance options for pensioners in Germany

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