Surgery pet insurance covers the costs directly related to an operation.
Standard insurance is pet health insurance that also covers additional costs that are incurred for other treatments for your animal, such as outpatient treatment costs, physiotherapy, preventive services, or certain dental treatments.
*An operation is a veterinary medically required surgical intervention under general or local anesthesia to restore the petβs state of health.
Surgery | Standard | |
General waiting period
| 30 day | 30 days |
Pre-existing conditions, operations and treatments before the end of the waiting period | π | π |
*In the case of accidents, there is no waiting period for insured events resulting from an accident. | No limit | No limit |
π | β¬70 annual limit No waiting period
dental cleanings, vaccinations, deworming therapy, flea and tick repellant | |
Vet visits/ Medical treatment costs | π
| β¬800 annual limit
Medical treatment costs (including inpatient) are per billing year. This also includes costs for preventative treatments and certain dental treatments |
Dental | π | β¬150 annual limit
Persistent milk canini, dental fillings, correction of dental and jaw anomalies, and dentures |
| 6-18 months
E.g. eyelid corrections, hip dysplasia, medically necessary castration/sterilization | 6-18 months
E.g. eyelid corrections, hip dysplasia, medically necessary castration/sterilization |
Worldwide coverage | Up to 12 months according to what would be covered in Germany.
For temporary stays abroad, insurance coverage is available worldwide for up to 12 months. | Up to 12 months according to what would be covered in Germany.
For temporary stays abroad, insurance coverage is available worldwide for up to 12 months. |
The monthly cost increases when the pet turns 1, 3, 5, 7, 9. No increases after that. | The monthly cost increases when the pet turns 1, 3, 5, 7, 9. No increases after that. | |
Vet clinic board & room | Up to 30 days and only if related to a surgery | Up to 30 days |
Medical diagnosis (MRI/X-ray/CT-scans) | If related to surgery | βοΈ |
Physiotherapy | If related to surgery | Up to 10 sessions yearly
|
Funeral allowance | π | π |
Cancellation period | Any time after 1 year of coverage | Any time after 1 year of coverage |
Right of Withdrawal | 14 days | 14 days |
This article offers a brief summary of the primary coverage comparisons across our plans. For a comprehensive understanding of what our insurance plans cover, kindly refer to the insurance Terms and Conditions accessible for review when initiating your quote here.