Keeping an updated inventory list of your belongings is recommended after purchasing household contents insurance. It helps streamline claim processing and ensures accurate reimbursement. The inventory should include item descriptions, purchase dates, prices, model details, and proof of purchase documents such as receipts and photos.
Why should I keep an inventory list for household contents insurance?
Keeping an updated inventory list of your belongings after purchasing household contents insurance helps you track your items and valuable possessions. This preparation can reduce claim processing times and assist in securing accurate reimbursement amounts.
What information should my inventory list include?
Your inventory list should contain the following details for each item:
Item name or description
Purchase date
Purchase price
Make and model details, if applicable
Confirmation if a receipt or invoice is available
What supporting documents should I keep with my inventory list?
You should keep copies of any relevant documents, including:
Invoices
Receipts
Photographs of the items
Do I need to upload my inventory list and documents to an online account?
Uploading your inventory list and documents to an online account is not required. However, it is recommended to keep a copy of these records safely, either physically at home or in a secure digital format.
How often should I update my inventory list?
You should update your inventory list annually or whenever you acquire new items to ensure it remains accurate and useful for future claims. In the case that you need to make a claim, you will need to upload a list for the team to review.