Below we provide a coverage overview for our long term expat health insurance policies.
In general, all of the plans will cover medical care for new conditions, accidents and injuries that first commence after your coverage commences. There is also the option to choose a plan with additional medical and non-medical extras to best suit you.
Please note: The coverage listed does not apply to pre-existing issues unless it is specifically stated in the policy terms.
COVERAGE | Basic
| Advanced |
Overall limit | €1,500,000 | €1,500,000 |
INPATIENT SERVICES |
|
|
Inpatient hospital service | ✅ | ✅ |
Inpatient psychiatric treatment | ✅ | ✅ |
Reconstructive surgery | ✅ | ✅ |
Rehabilitation | €150,000 lifetime limit | €150,000 lifetime limit |
Accident and emergency room treatment | ✅ | ✅ |
Internal Prostheses, Medical Aids and Devices | ✅ | ✅ |
Hospice/palliative care | ✅ | ✅ |
Ambulance services | ✅ | ✅ |
OUTPATIENT TREATMENT BENEFITS | Basic | Advanced |
MRI, CT and PET Scans | ✅ | ✅ |
General Physician fees | ✅ | ✅ |
Specialist and Consultant fees | ✅ | ✅ |
Prescription Drugs and Dressings | ✅ | ✅ |
X-Rays, diagnostic and pathology tests | ✅ | ✅ |
Physiotherapy | ✅ | ✅ |
Complementary Therapies | ✅ | ✅ |
DENTAL CARE BENEFITS | Basic | Advanced |
Dental Treatment following an Accident | ✅ | ✅ |
Dental Treatment | €750 | €1,125 |
WELL BEING BENEFITS | Basic | Advanced |
Routine Health Screening | €450 | €750 |
Vaccinations | €300 | €300 |
CANCER TREATMENT
| Basic | Advanced |
Oncology, Chemotherapy and Radiotherapy* | ✅ | ✅ |
Cancer counselling | €1,500 | €1,500 |
Artificial Hair Benefit | €1,500 | €1,500 |
EMERGENCY MEDICAL EVACUATION/REPATRIATION | Basic | Advanced |
Emergency Medical Evacuation* | ✅ | ✅ |
Emergency Medical Evacuation – Supplementary Expenses* | Economy air ticket Up to 12 nights Up to £500/$1,000/€750 Up to 7 nights | Economy air ticket Up to 12 nights Up to £500/$1,000/€750 Up to 7 nights |
Compassionate Home Travel* | 1 return economy air ticket | 1 return economy air ticket |
Repatriation or Local Burial* | €11,250 | 15,000 |
TELEHEALTH | Basic | Advanced |
Teleconsultation | ✅ | ✅ |
MENTAL HEALTH BENEFITS | Basic | Advanced |
Outpatient Psychiatric Services | ✅ | ✅ |
Outpatient Psychiatric Therapies | €1,500 | €3,000 |
MATERNITY CARE BENEFITS | Basic | Advanced |
Normal Pregnancy and Childbirth | ❌ | €9,000 |
Complicated Pregnancy and Childbirth | ❌ | €18,000 |
Complications of Pregnancy | ❌ | ✅ |
ADDITIONAL BENEFITS | Basic | Advanced |
HIV/AIDS | €15,000 | €15,000 |
Out of Area Cover | €45,000 | €60,000 |
You can obtain a quote and sign up to our long term expat health insurance here.
If you have any further questions, please don't hesitate to reach out to us via our support page.