COVERAGE

Basic

Premium

Overall limit

€1,500,000

€1,500,000

INPATIENT SERVICES

Inpatient hospital service
- Accommodation
- Meals
- Medical treatment
​

✅

✅

Inpatient psychiatric treatment

✅
Max 30 days
​

✅
Max 30 days
​

Reconstructive surgery

✅

✅

Rehabilitation

€150,000 lifetime limit

€150,000 lifetime limit

Accident and emergency room treatment

✅

✅

Internal Prostheses, Medical Aids and Devices

✅

✅

Hospice/palliative care

✅
Max 15 days
​

✅
Max 15 days
​

Ambulance services

✅

✅

OUTPATIENT TREATMENT BENEFITS
​

Basic

Premium

MRI, CT and PET Scans
​
​

✅
€30 excess per claim
​

✅
€30 excess per claim
​

General Physician fees

✅
€30 excess per claim
​

✅
€30 excess per claim
​

Specialist and Consultant fees

✅
€30 excess per claim
​

✅
€30 excess per claim
​

Prescription Drugs and Dressings

✅
€30 excess per claim
​

✅
€30 excess per claim
​

X-Rays, diagnostic and pathology tests

✅
€30 excess per claim
​

✅
€30 excess per claim
​

Physiotherapy
Up to 20 sessions when referred by a Physician
​

✅
€30 excess per claim
​

✅
€30 excess per claim
​

Complementary Therapies
Osteopathy, Chiropractic, Homeopathy and Acupuncture when referred by a Physician
​

✅
€30 excess per claim
​

✅
€30 excess per claim
​

DENTAL CARE BENEFITS
​

Basic

Premium

Dental Treatment following an Accident
​

✅

✅

Dental Treatment
Available after 6 months of cover
​

€750

€1,125

WELL BEING BENEFITS
​

Basic

Premium

Routine Health Screening
Preventative health checks available after 1 year of cover
​

€450

€750

Vaccinations
For children or for travel purposes
​

€300

€300

CANCER TREATMENT

Basic

Premium

Oncology, Chemotherapy and Radiotherapy*
​
​

✅

✅

Cancer counselling
Following a cancer diagnosis with a registered psychologist/counsellor
​

€1,500

€1,500

Artificial Hair Benefit
​
​

€1,500

€1,500

EMERGENCY MEDICAL EVACUATION/REPATRIATION

Basic

Premium

Emergency Medical Evacuation*
Evacuation costs for acute medical conditions where local medical facilities are inadequate
​

✅

✅

Emergency Medical Evacuation – Supplementary Expenses*
Cost of travel to place of origin
Hotel accommodation costs for companion Taxi costs for companion
Accommodation costs following Inpatient Care
​

Economy air ticket Up to 12 nights Up to £500/$1,000/€750 Up to 7 nights

Economy air ticket Up to 12 nights Up to £500/$1,000/€750 Up to 7 nights

Compassionate Home Travel*
In the event of the death of a close family member, available after 1 year of cover
​

1 return economy air ticket

1 return economy air ticket

Repatriation or Local Burial*
Where death occurs outside the Home Country
​

€11,250

15,000

TELEHEALTH

Basic

Premium

Teleconsultation
Access to licensed doctors around the world via phone for non-emergency conditions
​

✅
Additional full Refund up to €150 for prescription drugs following consultation
​

✅
Additional full Refund up to €150 for prescription drugs following consultation
​

MENTAL HEALTH BENEFITS
​

Basic

Premium

Outpatient Psychiatric Services
General Physician and Consultant fees > Prescription Drugs
​

✅
€30 excess per claim
​

✅
€30 excess per claim
​

Outpatient Psychiatric Therapies
Counselling, Cognitive Behavioural Therapy and Psychotherapy
​

€1,500

€3,000

MATERNITY CARE BENEFITS
​

Basic

Premium

Normal Pregnancy and Childbirth
Available after 18 months of cover
​

❌

€9,000

Complicated Pregnancy and Childbirth
Available after 18 months of cover
​

❌

€18,000

Complications of Pregnancy
Available after 18 months of cover
​

❌

✅

ADDITIONAL BENEFITS

Basic

Premium

HIV/AIDS
After 2 years on the plan
​

€15,000

€15,000

Out of Area Cover
For emergencies and acute episodes of existing covered medical conditions
​

€45,000
Max 60 days
​

€60,000
Max 60 days
​