Both the Basic Cover and Premium Cover plans of expat health insurance cover medical care for new conditions that begin after the coverage start date. Premium Cover adds dental care, physical therapy, pregnancy-related care, aids and equipment, travel vaccinations, and some preventative care. Basic Cover is generally sufficient for stays shorter than 6 months, while Premium Cover is recommended for coverage longer than 6 months.
What is the difference between the Basic Cover and Premium Cover plans of expat health insurance?
Both the Basic Cover and Premium Cover plans of expat health insurance cover medical care for new conditions that arise after the coverage start date. Premium Cover provides additional benefits that Basic Cover does not include, so it offers broader overall coverage.
Which additional benefits does the Premium Cover plan of expat health insurance include?
The Premium Cover plan of expat health insurance covers the following beyond the Basic Cover plan:
Dental care, including check-ups and cleaning.
Physical therapy treatments.
Pregnancy-related medical care.
Aids and medical equipment.
Travel vaccinations.
Certain preventative care services, such as skin checks and cancer screenings.
When should I choose the Basic Cover plan of expat health insurance?
The Basic Cover plan of expat health insurance is generally sufficient for people who plan to keep the insurance for less than 6 months.
When is the Premium Cover plan of expat health insurance recommended?
The Premium Cover plan of expat health insurance is recommended for people who plan to have coverage for longer than 6 months, because it includes a broader range of benefits.
Where can I find more detailed information about the coverage differences?
A detailed overview of the coverage differences between the Basic Cover and Premium Cover plans of expat health insurance is available in our article on what is and isn't covered under an expat health insurance policy.