Surgery pet insurance covers the costs directly related to an operation.
The Plus plan is a pet health insurance that covers additional costs that are incurred for other treatments for your animal, such as outpatient treatment costs, physiotherapy, preventive services, or certain dental treatments.
*An operation is a veterinary medically required surgical intervention under general or local anesthesia to restore the pet’s state of health.
Surgery | Plus | |
General waiting period | 30 day | 30 days |
Pre-existing conditions, operations and treatments before the end of the waiting period | X | X |
*In the case of accidents, there is no waiting period for insured events resulting from an accident. | No limit | No limit |
X | €70 annual limit No waiting period
Dental cleanings, vaccinations, deworming therapy, flea and tick repellant | |
Vet visits/medical treatment costs | X
| €800 annual limit
Medical treatment costs (including inpatient) are per billing year. This also includes costs for preventative treatments and certain dental treatments |
Dental | X | €150 annual limit
Persistent milk canini, dental fillings, correction of dental and jaw anomalies, and dentures |
| 6-18 months
E.g. eyelid corrections, hip dysplasia, medically necessary castration/sterilization | 6-18 months
E.g. eyelid corrections, hip dysplasia, medically necessary castration/sterilization |
Worldwide coverage | Up to 12 months according to what would be covered in Germany.
For temporary stays abroad, insurance coverage is available worldwide for up to 12 months. | Up to 12 months according to what would be covered in Germany.
For temporary stays abroad, insurance coverage is available worldwide for up to 12 months. |
The monthly cost increases when the pet turns 1, 3, 5, 7, 9. No increases after that. | The monthly cost increases when the pet turns 1, 3, 5, 7, 9. No increases after that. | |
Vet clinic board & room | Up to 30 days and only if related to a surgery | Up to 30 days |
Medical diagnosis (MRI/X-ray/CT-scans) | If related to surgery | ✔️ |
Physiotherapy | If related to surgery | Up to 10 sessions yearly
|
Funeral allowance | X | X |
Cancellation period | Any time after 1 year of coverage | Any time after 1 year of coverage |
Right of withdrawal | 14 days | 14 days |
This article offers a brief summary of the primary coverage comparisons across our plans. For a comprehensive understanding of what our insurance plans cover, kindly refer to the insurance Terms and Conditions accessible for review when initiating your quote here.