You can insure a bike of any age and with any kind of frame with our household contents insurance.
If you select the extended cover policy, your bike will automatically be covered for 1% of your insured sum. For example, if your insured sum is 50,000 EUR, and you select the extended policy, your bike will be covered up to €500. If your bike is worth more, you should select the premium bike cover, which allows you to increase the insured sum by up to 3,000 EUR.
Here is a run-down of bike coverage with the household contents insurance:
Basic cover ❌
• bike theft not included
Extended cover ✅
• covered for a maximum of 1% of the insured sum
• theft anywhere in the world
• items that are loosely connected to the bike/ bike trailer and regularly serve its use will only be replaced if they have been stolen at the same time
Premium bike cover add-on ✅
• bike insured up to 3k
• theft anywhere in the world
• items that are loosely connected to the bike/ bike trailer and regularly serve its use will only be replaced if they have been stolen at the same time
In the event of a claim, you'll need an original purchase receipt. Without this, the maximum reimbursement amount is €150.