Typically as the owner of the dog you're the main policyholder and covered.
Also covered under this policy is your partner/spouse or any family members that live with you.
Dog sitters
If your friends occasionally look after your dog or you have a dog sitter, they're also covered if your dog causes damage while they're in their care.
If your dog bites the sitter or your friends, you're also covered for those damages.
As a dog sitter, this policy doesn't cover you for harm or damage accidentally caused by you to the dog while in your care.