You can add dependents between the ages of 0 and 74 to your expat health insurance by giving each dependent their own policy, with all policies managed together under a single account. Each policy is independent, so plans and dates do not need to match, and Basic Cover or Premium Cover can be chosen per person. Dependents under 18 pay €72 per month for Basic Cover and €96 per month for Premium Cover. Dependent policies can be canceled after the 1-month minimum, and a dependent's policy can be transferred to its own account through our support team.
Can I add dependents to my expat health insurance plan?
Yes, you can add dependents between the ages of 0 to 74 to your expat health insurance, as long as they are eligible for it too. Each dependent gets their own policy number and insurance documents, and all of these policies can be managed together from a single account. Each policy is independent, so dependents do not need to share the same start date, end date, or plan as the main policyholder.
How do I add a dependent to my expat health insurance plan?
To add a dependent, follow these steps:
Sign up for expat health insurance for yourself, or for the person who will be the main policyholder.
Once your own policy is active, open your account and go to your policy.
Choose the option to add a dependent, complete their sign-up, and select the Basic Cover or Premium Cover plan. A dependent's plan can differ from the main policyholder's plan.
After sign-up is complete, each person's insurance documents appear under the Documents section of their own policy. You can use these documents as proof of coverage and for a visa appointment.
Can a minor be insured under expat health insurance without the parent or guardian also having a policy?
Yes, a minor under 18 can be insured under expat health insurance even if the parent or guardian does not hold their own policy. There are 2 ways to set this up:
The minor creates their own account and signs up for a policy, providing the name, date of birth, and email address of a parent or guardian, who is set as the billing contact.
A parent or guardian creates an account and signs up their minor child without buying a policy for themselves, providing their own name and date of birth.
In both cases, the billing contact for the minor's policy must be the parent or guardian.
How much do dependents under 18 pay for expat health insurance?
For dependents under 18, the expat health Basic Cover plan costs €72 per month, which is the same price as for adults. The Premium Cover plan costs €96 per month for dependents under 18, which is lower than the adult Premium Cover price. Each policy is priced by the policyholder's age group.
How do I remove a dependent from my expat health insurance plan?
You can cancel a dependent's expat health policy at any time after the 1-month minimum coverage period. Canceling one policy does not affect the other policies on the account, because each policy runs independently. For step-by-step instructions, see our article on how to cancel your expat health insurance.
Can a dependent move their expat health policy to their own account?
Yes, a dependent's expat health policy can be transferred to a separate account. Each policy can be linked to only one account at a time, and the transfer is handled by our support team. Before the transfer, the dependent confirms how payments will be handled by choosing one of these options:
The original account holder continues paying for the dependent's policy, or
The payment details are updated so the dependent pays for their own policy.
You must contact our support team to process your request.
Is there a discount for having multiple expat health policies on one account?
No, we do not offer bundle discounts for holding multiple policies. Each expat health policy is priced individually based on the policyholder's age group, so the number of policies on an account does not change the price.