You can add a spouse, parent, or child as a dependent under your Long-term expat health insurance. Each dependent has their own policy, and all policies sit under your single account for easier management. A child under 18 is usually added as a dependent on the main policyholder's policy at a discounted rate. If the child instead needs a standalone policy — for example, because their parent is insured elsewhere — that policy is priced under the 18–25 age band, with the parent as policyholder and the child as the insured person.
Can I add a spouse, parent, or child as a dependent to my Long-term expat health insurance policy?
Yes. You can add a spouse, parent, or child as a dependent under your Long-term expat health insurance. Each dependent is covered by their own separate policy, and all of those policies can stay under your single account, so you can access and manage them in one place.
How do I add a spouse or parent as a dependent to my Long-term expat health insurance?
To add a spouse or parent, complete a new application and take out a separate Long-term expat health insurance policy for that person. A separate policy is required for each dependent. Use the same email address when completing the sign up so every policy remains under your account for easier access and management.
How do I add a child under 18 as a dependent to my Long-term expat health insurance?
A child under 18 can be added to your Long-term expat health insurance in one of 2 ways, depending on whether the child is covered on a parent's policy or needs their own:
As a dependent on a parent's policy — this is the usual case. The child is covered on the policyholder parent's Long-term expat health insurance policy, and a discounted dependent rate under the 0–18 age band applies when you obtain a quote.
As a standalone policy — this applies when the child needs their own policy, for example because their parent is insured elsewhere. The child then has a separate Long-term expat health insurance policy, which is priced under the 18–25 age band rather than the discounted 0–18 dependent price. The parent remains the policyholder and the child is the insured person.
How do I sign up for Long-term expat health insurance?
You can sign up for Long-term expat health insurance by completing an application and obtaining a quote. If you are unsure which option applies or would like clarification about adding a dependent, you can contact our support team for more assistance or additional resources.