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Does my private health insurance with Feather cover me for preventive examinations?
Does my private health insurance with Feather cover me for preventive examinations?

The short answer is yes - your private health insurance does indeed cover you for preventive medical and dental screenings!

Cristina Garcia avatar
Written by Cristina Garcia
Updated over a month ago

At a glance: In Germany, great efforts have been made to provide preventive screenings for the early detection of diseases, many of which can be treated at an early stage. Both public health insurance and Feather's private health insurance cover you for statutory preventative examinations.

However, some of Feather's private health plans have additional benefits!

1. Age restrictions generally do not apply to some plans

As shown on the statutory list, many exams have age restrictions. For the following private health plans with Feather, you can benefit from the check-ups at any age:

  • premium short-term coverage

  • standard long-term coverage (purchased before and after March 2023)

  • premium long-term coverage (purchased before and after November 2022)

Please note:

  • Our standard short-term coverage only offers preventive medical exams to children under the age of 18

  • Private health insurance does follow the recommended frequency of the statutory list.

For example: under the statutory program, you can get a skin cancer screening with public health insurance after you’re 35, and you can do it every two years. With the mentioned private health plans, you can undergo the screening every two years at any age!

2. Wider range of coverage for long-term private health plans

This applies to standard long-term coverage (purchased after March 2023) and premium long-term coverage (purchased after November 2022). Under these plans, you have access to an even wider selection of preventive screenings on top of the statutory ones! You can find the comprehensive list below.

In addition, you don't risk missing out on the cashback when you take advantage of these exams: If you're covered for all 12 months of a year, and you only hand in bills for the mentioned check-ups, you can still get a cashback the year after as a reward of your health-conscious behavior.

For women

Gynecological cancer screening

  • Targeted anamnesis

  • Questions about change of skin or breast

  • Palpation of breast and armpits

  • Instructions for regular self- examination of the breast

  • Consultation on the examination result

  • Examination of the internal and external genital organs

  • Smear for cell collection from the cervix and cervical canal with subsequent microscopic examination of the cells

  • Cervical smear in combination with a test for human papillomavirus (HPV) infection with subsequent microscopic examination of the cells

  • Vaginal ultrasound as screening for ovarian cancer

  • Colposcopy

  • Breast Sonography

Mammography-Screening

  • Targeted anamnesis

  • Consultation on the examination result

  • X-ray examination (mammography screening) of the breast (surcharge for digital radiography)

  • Consultative discussion

Chlamydia-Screening

  • PCR-test

  • Rapid test from urine

Pregnancy checkups

  • Initial examination Examination/Consultation (blood sampling, Urine strip test, blood count, determination of irregular antibodies, rubella antibody test
    Lues search reaction, detection chlamydia)

  • HIV-test

  • Infection prevention during pregnancy (blood sampling, Toxoplasma, Cytomegalie, Herpes Simplex, Varicella Zoster, Hepatitis A and C, Parvovirus)

  • Further course examinations (examination in the course of pregnancy, Hemoglobin determination)

  • Ultrasound examinations

  • Doppler/duplex sonographic examinations

  • First trimester screening (Sonography, blood sampling, hormone determination, PAPP-A)

  • Chorionic villus sampling (CVS)

  • Non-invasive prenatal test (NIPT)

  • Triple-Test

  • Quadruple-Test

  • Antibody search test

  • Screening for gestational diabetes

Colorectal cancer screening

  • Counseling on the goal and purpose of the colorectal cancer screening program

  • Consultation on the examination result

  • Test for invisible (occult) blood in stool

  • Colonoscopy

Early skin cancer detection

  • Anamnesis

  • Consultation on the examination result

  • Examination of the entire skin

Early detection of osteoporosis

  • Consultation/Anamnesis

  • Osteodensitometry

  • Ultrasound examination

Early detection of cardiovascular diseases, diabetes

  • Taking a medical history and creating a risk profile

  • Physical examination

  • Blood pressure measurement

  • Consultation on the examination result

  • Blood sampling

  • Cholesterol and blood sugar control

  • Urine control

  • Blood count and blood count components and other laboratory values

  • Sonography

  • EKG

Early detection of kidney disease

  • Blood sampling

  • Urine control

  • Creatinine

  • Sonography

Screening for hepatitis B and C (one time from 35 years)

  • Blood sampling

  • HBs antigen

  • Antibodies against hepatitis C virus

Dental prophylactic services

For men

Urological screening

  • Anamnesis

  • Inspection and palpation of the external genital organs

  • Rectal palpation for prostate examination

  • Examination of local lymph nodes

  • Consultation on the examination result
    Sonography

Early detection prostate cancer

  • PSA-Determination (blood sampling, Prostate specific antigen)

  • PCA-3-test (Prostate massage, laboratory)

Examination of the abdominal aorta

  • Ultrasound examination of the abdominal aorta

Colorectal cancer screening

  • Counseling on the goal and purpose of the colorectal cancer screening program

  • Consultation on the examination result

  • Test for invisible (occult) blood in stool

  • Colonoscopy

Early skin cancer detection

  • Anamnesis

  • Consultation on the examination result

  • Examination of the entire skin

Early detection of osteoporosis

  • Consultation/Anamnesis

  • Osteodensitometry

  • Ultrasound examination

Early detection of cardiovascular diseases, diabetes

  • Taking a medical history and creating a risk profile

  • Physical examination

  • Blood pressure measurement

  • Consultation on the examination result

  • Blood sampling

  • Cholesterol and blood sugar control

  • Urine control

  • Blood count and blood count components and other laboratory values

  • Sonography

  • EKG

Early detection of kidney disease

  • Blood sampling

  • Urine control

  • Creatinine

  • Sonography

Screening for hepatitis B and C (one time from 35 years)

  • Blood sampling

  • HBs antigen

  • Antibodies against hepatitis C virus

Dental prophylactic services

For children and teenagers

Expanded newborn screening

  • Blood sampling

  • Hypothyroidism

  • Adrenogenital syndrome (AGS)

  • Biotinidase deficiency

  • Galactosemia

  • Phenylketonuria (PKU) and hyperphenylalaninemia (HPA)

  • Maple syrup disease (MSUD)

  • Medium-Chain-Acyl-CoA- Dehydrogenase deficiency (MCAD)

  • Long-Chain-3-OH-Acyl-CoA- Dehydrogenase deficiency (LCHAD)

  • Very-Long-Chain-Acyl-CoA- Dehydrogenase deficiency (VLCAD)

  • Carnitine cycle defects Glutaraciduria type I (GA I)

  • Isovalerianacidemia (IVA)

  • Tyrosinemia type I

Cystic Fibrosis Screening

  • Blood sampling

  • Trypsin

  • PAP

Hip screening

  • Sonography of the hip joints

  • Surcharge duplex process

Hearing screening

  • Measurement of otoacoustic emissions

Pulse oximetry screening for the detection of heart defects

Newborn initial examination U1

  • Newborn initial examination (Surcharge for children up to 4 years of age)

Child/teenage examination U2-U12, J1 and J2

  • Examination for the early detection of diseases in children up to the age of 14. (Surcharge for children up to 4 years of age)

Dental prophylactic services

How do you get access to preventive screenings?

If your general practitioner/gynecologist/dentist (Hausarzt, Frauenarzt, Zahnarzt) have not yet recommended any of these screenings, book a session with them. It's as simple as that!

Doctors will often bill preventive and non-preventive examinations during the same appointment.

If you're on a tariff with cashback and upload such claims, your cashback and bonus will be affected.

Want to make sure that all items on an invoice are considered preventive? Simply compare the GOÄ-digits in the list below with the ones on your doctor's invoice. Any GOÄ-digit on the invoice that is not on the list will not be considered preventive and will affect the cashback.

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