From January 2026, private health insurance providers will send your health and long-term care contribution details straight to the tax office.
What is changing for private health insurance tax reporting in 2026?
If you’re employed, there’s no need to hand your employer the usual letter anymore.
And no matter your work situation, you won’t need to submit your tax certificate yourself.
Both your employer and the tax office will already have the information they need.
Do I need to do anything for my contributions to be reported?
In most cases — nothing at all.
If your tax ID and date of birth are already on file, reporting happens automatically.
If you haven’t shared your tax ID yet, you’ll just need to provide it through your Feather account so your contributions can be matched to you correctly.
Alternatively, a tax certificate will be issued by the provider and sent to your postbox or the Hallesche4U app.
How are contributions for my dependents reported to the tax office?
Each person insured on your policy needs their own tax ID on file for their contributions to be reported. If you have a spouse or children on your policy, add their tax IDs through your Feather account the same way you added your own.
Once all tax IDs are on file, your employer can see the contributions for your whole family, and you don't need to request anything extra. If a dependent's tax ID is missing, their contributions can't be reported automatically and a tax certificate is normally issued instead.
Can I get a document confirming my contributions for my employer?
From January 2026 you don't need to give your employer a confirmation letter for your private health insurance (PKV). Your provider sends your health and long-term care contribution details to the tax office directly, and your employer receives what it needs from there. This covers everyone insured on your policy, so no separate certificate is needed for your dependents.
You'll still receive a tax certificate in two situations: if a tax ID and date of birth aren't on file with us, or if you've objected to automatic reporting. In those cases the certificate is sent to your postbox or to the Hallesche4u app.
Can you object to this automatic tax reporting?
Yes, you can. You’ll need to send your objection in writing before the yearly report is submitted.
But keep in mind:
If you object, your employer subsidy could become taxable.
Some contributions might no longer be fully tax-deductible.
Any corrections would have to be handled later through your income tax return.
What are the benefits of the new direct reporting system?
Less paperwork, fewer steps, and your tax benefits are applied automatically — so everything runs smoothly behind the scenes.