What is income protection under private health insurance?
Income protection, also called sick pay, is a benefit that provides daily payments if you cannot work for an extended period due to illness lasting more than 42 days. This payment helps cover your living costs during recovery.
When you get a private health insurance quote with Feather, this is automatically included.
How does income protection work?
Days 1–42
Your employer continues paying your salary.
Day 43 to month 6
Your employer stops salary payments, and you receive sick pay from your private health insurance.
After 6 months
Sick pay ends. Government or occupational disability benefits may apply.
How to choose the right amount for income protection?
To calculate the right daily amount, divide your monthly net salary by 30. Usually €130 per day fits most people, but you can change or remove this benefit when choosing your plan.