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Income protection under private health insurance

Helping you understand what Income protection is, how it works, and how to choose the right amount.

Rob Schumacher avatar
Written by Rob Schumacher
Updated over a week ago

What is income protection?

Also referred to as sick pay, this is money you receive if you can’t work for a longer period due to illness lasting more than 42 days.

When you get a private health insurance quote with Feather, this is automatically included. The default amount is €130 per day, which helps cover your living costs while you recover.

How does it work?

  1. Days 1–42
    Your employer continues paying your salary.

  2. Day 43 to month 6
    Your employer stops paying you. Sick pay from your private health insurance kicks in. The default is €130 per day, but you can choose a different amount when signing up.

  3. After 6 months
    Sick pay ends. Government or occupational disability benefits may apply.

How to choose the right amount

To calculate the right daily amount, divide your monthly net salary by 30. The default €130 per day fits most people, but you can change or remove this benefit when choosing your plan.

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