Our Feather travel insurance offers two plans:
BASIC and PREMIUM
Here's a summary and the key differences among them:
BASIC Plan
Coverage:
Travel health insurance only.
Key Features:
Doctor visits and hospital stays for medical treatment: Unlimited coverage.
Dental coverage: limited to pain-relieving procedures and simple fillings.
Medical transport: coverage for local transport to a hospital and medical repatriation if necessary.
Pregnancy: Coverage for complications, miscarriage, and preterm childbirth (before the 36th week). Childbirth after the 36th week if the pregnancy started after the policy started.
Search and Rescue: Up to €15,000.
Repatriation after death: covered.
Exclusions:
Excludes luggage damage/loss, cancellation costs, and curtailment.
Preventative treatments (e.g., vaccinations) and psychotherapy are not covered.
PREMIUM Plan
Coverage:
Comprehensive insurance, including health, cancellation, curtailment, emergencies, and luggage insurance.
Key Features:
All health coverage from the BASIC plan.
Trip cancellation and curtailment:
Covers costs due to unexpected serious illness, death, pregnancy complications, or adverse vaccination reactions.
Costs like cancellation costs, single-room supplements, and additional travel expenses due to delays.
Also costs for delayed starts, changing bookings, interruptions, and delayed returns.
Maximum insured sum: €2,000 (individual), €4,000 (family).
Luggage insurance:
Covers lost, delayed, or damaged luggage.
Up to €500 for replacement expenses if luggage is delayed.
Up to 50% of the insurance sum for damages to electronics (excluding mobiles), sports equipment, bikes, etc.
Specific coverage limits for damaged mobiles (€750), glasses (€250), and hearing devices.
General Exclusions with all plans
No coverage for pre-existing conditions.
Preventative treatments (e.g., vaccinations) and psychotherapy are not covered.
Additional exclusions include limitations for psychological reactions to terrorism, accidents, or natural disasters.
Trips to countries for which the German government has issued a travel warning
Key Differences Between Plans:
Feature | BASIC | PREMIUM |
Health coverage | ✅ Yes | ✅ Yes |
Cancellation/curtailment | ❌ No | ✅ Yes |
Coverage for trip delays/interruption | ❌ No | ✅ Yes |
Luggage insurance | ❌ No | ✅ Yes |
Max insured sum for cancellation | N/A | €2,000 (individual), €4,000 (family) |
Search & Rescue | Up to €15,000 | Up to €15,000 |
Lost luggage compensation | N/A | ✅ Covered (current value of goods) |
Deductible | €0 | €0 |
Summary:
BASIC Plan is best for those looking for essential travel health insurance at a very affordable price.
PREMIUM Plan offers the most comprehensive coverage, including protection for luggage, trip delays, and emergencies, making it ideal for those seeking full travel insurance.
If you found the plan that fits you best, you can
Or contact us if you have more questions.