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Traveling abroad: coverage, bills, and sick notes

Your Feather private health insurance covers you outside Germany, but travel health insurance is recommended

Christina avatar
Written by Christina
Updated this week

Hotline for emergencies and hospital stays abroad: +49 611 660 33930.

What's covered

This depends on your plan. While you can see terms you’ve agreed to during the signup in your account, here's a short summary.

Discounted short-term plans

  • Unlimited coverage in EU/EEA countries

  • Up to 12 weeks per trip in countries where you have citizenship

  • Up to 4 weeks per trip in other countries

  • Repatriation costs (up to 8 weeks)

Standard, plus, and premium plans

Coverage abroad is usually limited to what you’d be reimbursed in Germany, unless you have an emergency or pre-approval for higher local fees.

  • Unlimited coverage in EU/EEA countries

  • Up to 4 weeks in other countries

Additional benefits under the plus plan:

  • Repatriation coverage

Additional benefits under the premium plan:

  • Up to 6 months in non-EU/EEA countries

  • Repatriation, burial, or transport home in case of death

  • Extended coverage for country-specific medical fees


Submit the bills

The submission process is always the same. German, English, and Spanish bills will be accepted. If it's in another language, upload the bill and a translation from any online tool.

Make sure the invoice includes your details, diagnosis, and a list of costs per treatment. For example, a bill for €100 should break down the performed services.


Sick notes

If you become sick while abroad and can’t work, a sick note from a doctor abroad is valid. It must specify:

  • That you are unable to work due to illness/injury

  • The expected duration you’ll be unable to work

If you’re employed, submit your sick note and your current location to your employer within 3 days after you become unable to work. A statement from your private health provider is not needed.


Keep your no-claim-in-a-year bonus by adding travel insurance

It starts at €25 per year. You can submit your medical bills from your travels there, and get money back from your private health insurance for not making any claims! It also offers extra coverage for treatments abroad and repatriation.

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