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Coverage and sick notes while traveling

Your Feather private health insurance covers you outside Germany, but travel health insurance is recommended

Christina avatar
Written by Christina
Updated yesterday

All Feather private health insurance plans include coverage for medical care abroad.

What’s covered when you’re abroad?

Your coverage abroad differs depending on the plan you have.

Discounted short-term private health plans

  • Unlimited coverage in EU/EEA countries

  • Up to 12 weeks per trip in countries where you have citizenship

  • Up to 4 weeks per trip in other countries

  • Repatriation costs (up to 8 weeks)

Long-term plans (standard, plus and premium)

  • Unlimited coverage in EU/EEA countries

  • Up to 4 weeks in other countries

Coverage abroad is usually limited to what you’d be reimbursed in Germany, unless you have an emergency or pre-approval for higher local fees.

Additional benefits under the plus plan:

  • Repatriation coverage

Additional benefits under the premium plan:

  • up to 6 months in non-EU/EEA countries

  • Repatriation, burial, or transport home in case of death

  • Extended coverage for country-specific medical fees


Sick notes from abroad

If you become sick while abroad and can’t work, a sick note from a doctor abroad is just as valid as one from Germany.

The note must specify:

  • That you are unable to work due to illness/injury

  • The expected duration you’ll be unable to work

If you’re employed, submit your sick note and your current location to your employer immediately (no later than 3 days after you become unable to work). You don’t need a statement from your private health insurance provider.


Why we recommend travel health insurance on top

Starting from only €25 per year, the travel health add-on offers extra benefits:

  • Protect your private health cashback: If you’ve only had medical treatment abroad, you can keep your private health cashback by submitting claims through your travel health insurance.

  • No coverage limitations: Outpatient and inpatient treatments are fully covered.

  • Extra support for emergencies:

    • Repatriation in case of serious illness

    • Burial or transport to your home country in case of death

The private health terms and conditions you’ve agreed to during the signup apply. You can find them in your account. The summary above has been added just for your convenience.

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