Legal insurance helps cover the cost of legal services in many situations after the policy's waiting period. It supports employment disputes, contract issues, traffic accident claims, neighbor conflicts, and criminal defense among other areas. Some coverages are optional add-ons. Users should verify specific case coverage by submitting a claim.
What types of work-related issues does legal insurance cover?
Employment disputes: Issues like wrongful termination, non-payment of salary, disputes over transfers, maternity leave, holiday pay, or severance packages.
Workplace defense: Challenging warnings, disciplinary actions, or unfair performance evaluations.
Accidents at work: Disputes with the Employer’s Liability Insurance Association following a workplace accident.
Social workplace matters: Protection against discrimination, or violations of health and safety regulations.
Employer insolvency: When your employer is unable to pay wages due to bankruptcy.
How does legal insurance support personal legal matters?
Contract disputes: For example, disagreements with third parties over contracts, such as with internet or phone providers, hospitals, insurance companies, gyms, or moving companies.
Administrative issues: Disputes with tax authorities, school administration (e.g., school placement of a child), or noise violations.
Damage claims: Legal assistance in seeking compensation for malpractice, defamation, fraud, or if you've been the victim of a violent crime.
Family law: Matters related to inheritance, marriage, and civil partnerships.
Note: Coverage does not extend to legal action against a partner listed on the same policy.
University admission: Disputes involving university admissions or academic decisions.
Investment disputes: Conflicts over investments or financial losses.
Internet privacy: Protection against online privacy violations or fraud.
What legal issues related to traffic can legal insurance help with?
Accident compensation: Claims for damages after a traffic accident.
Traffic violations: Disputes over speeding fines or other traffic violations.
Vehicle disputes: Issues with the warranty of a new vehicle, or other disagreements involving repairs.
Other transportation: Legal issues involving biking, public transport, or being a pedestrian.
Administrative matters: Such as recovering a suspended driver’s license or dealing with tax issues related to your vehicle.
What home and property disputes are covered with optional legal insurance add-ons?
Tenant or owner disputes: Issues like rent increases, deposit disagreements, or maintenance responsibilities.
Neighbor conflicts: Disputes regarding noise, property boundaries, or other neighborhood issues.
Administrative or tax issues: Fines or penalties related to housing regulations or taxes.
Construction delays: Legal support for delayed or defective home construction projects.
What criminal defense cases does the optional legal insurance add-on cover?
Property damage: Defending against accusations of damaging someone’s property.
Trespassing: Protection from false claims of trespassing on someone’s property.
Defamation: Support in cases where you’ve been accused of defaming someone.
Stalking or harassment: Defense against allegations of stalking.
Tax evasion: Legal defense if accused of evading taxes.
How can I find out if my specific legal issue is covered by legal insurance?
To verify whether your particular legal matter is covered submit a claim for assessment and confirmation of coverage.