Expat health insurance covers ambulance transport costs to the nearest suitable hospital for inpatient (overnight) treatment and return to your accommodation. Transport for outpatient treatment is not covered. Transport by other means such as fire service vehicles may be claimed if it results in inpatient treatment, but transportation by taxi or ride-share services is not covered.
What ambulance transport costs are covered by expat health insurance?
Expat health insurance covers ambulance transport costs to the nearest suitable hospital for inpatient (overnight) treatment and the return transport to your accommodation.
Is transport for outpatient treatment covered?
Transport for outpatient treatment is not covered by expat health insurance.
Can I claim for hospital transport if I was not taken by ambulance?
If hospital transport was provided by another appropriate service, such as the fire service, expat health insurance covers the costs only if the transport resulted in inpatient hospital treatment. Transport by taxi or ride-share services is not covered under expat health insurance, even if it is for hospital visits.