According to the BMDV, e-scooters are legally classified as personal light electric vehicles and considered motor vehicles. Liability insurance policies that cover bicycles and pedelecs do not extend to e-scooters that can exceed speeds of 6 km/h. E-scooter owners must obtain specific insurance that includes an official insurance sticker for their vehicle.
Are e-scooters covered by liability insurance?
Liability insurance policies that cover bicycles and pedelecs do not cover e-scooters. E-scooters require separate insurance coverage.
How are e-scooters classified under German law?
E-scooters are legally classified as personal light electric vehicles and are considered motor vehicles.
What insurance requirements apply to e-scooter owners?
Any e-scooter that can reach speeds faster than 6 kilometers per hour must have its own insurance policy. This specific insurance policy provides an official insurance sticker that must be displayed on the e-scooter.
What if my e-scooter cannot reach 6 km/h?
E-scooters that do not exceed the speed of 6 km/h do not require separate insurance according to the legal classification mentioned.