To update your household contents insurance when moving, you need to cancel your current policy and purchase a new one for your new address. You can set the new policy start date when your belongings arrive at the new home. The old policy temporarily covers both locations for up to three months during the move. If moving abroad permanently, you must cancel the policy because coverage requires German residency.
How can I update my household contents insurance policy when moving to a new home?
You need to cancel your current household contents insurance policy because coverage depends on your current home and property size. After cancellation, you must purchase a new policy for your new address.
What steps should I follow to update my household policy when moving?
Step 1: Cancel your current household contents insurance policy.
Step 2: Purchase a new household contents insurance policy for your new residence.
When should my new household contents insurance policy start?
Set the new policy start date to the day when all your personal belongings have arrived at your new home, and you have moved in permanently.
When should I cancel my old household contents insurance policy?
Since the policy bills monthly, cancel before the next billing date to avoid paying for an extra month. If your new policy starts mid-month, overlapping days will be refunded on a pro-rata basis.
Is there coverage for belongings at both locations during the moving process? Your old policy will temporarily cover belongings at both your old and new homes for up to three months during your move. Make sure to inform the insurance team in advance.
What must I do if I am moving abroad permanently?
Household contents insurance requires you to remain a resident of Germany. If you move abroad permanently, you must cancel your insurance policy.
How can I avoid gaps in coverage during my move?
Purchase your new household contents insurance policy with a start date that is no later than the end of your old policy to ensure continuous coverage with no gaps.