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Do I need a medical check-up to apply for life insurance?
Do I need a medical check-up to apply for life insurance?
Vincent avatar
Written by Vincent
Updated over a year ago

The short answer is, no 😊!

Feather’s completely digital application does not require medical exams or the submission of documentation describing your medical history. Because our life insurance plans go up to €600,000 in coverage, there is no legal requirement for a medical check-up and you can get approved for coverage in minutes!

Pre-contractual disclosure obligation

Before we can provide coverage you must answer a series of questions about your health, your job and other personal circumstances. It is important that you fully and truthfully specify all the dangerous circumstances that you are aware of. In doing so, you also have to specify such dangerous circumstances that you think are not significant. These requirements are met within our life insurance application simply by answering the questions that are asked of you honestly and truthfully.

If you have intentionally violated the pre-contractual obligation, we can withdraw from the contract. However, If you have violated the duty to disclosure neither intentionally nor grossly negligent, we may not withdraw from the contract.

Have a specific question? Check out our support page and chat with one of our experts!

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