We do not require a medical check-up or medical history documentation for life insurance applications up to €600,000 in coverage. Instead, we ask you to answer health and personal questions honestly. Failure to fully disclose relevant information intentionally may lead to contract withdrawal, but minor or unintentional omissions generally will not.
Do I need a medical check-up to apply for life insurance?
We do not require a medical examination or the submission of medical history documents to apply for life insurance coverage up to €600,000. Our fully digital application process allows you to get approved in minutes without a medical check-up.
What information must I provide during the life insurance application?
You must answer a series of questions about your health, occupation, and other personal circumstances truthfully and completely. You should disclose any known risks or dangerous situations, even if you believe they are not significant.
What happens if I do not disclose all relevant information?
If you intentionally fail to disclose important information before the contract is finalized, we have the right to withdraw from the insurance contract. However, if the omission is unintentional or not due to gross negligence, we may not withdraw from the contract.