Reactivating a canceled legal insurance policy is generally not possible, so you usually need to purchase a new policy to regain coverage. If your policy is canceled for non-payment, you have 30 days from the cancellation notice date to settle the outstanding balance and reactivate your coverage. New legal issues that arise during the lapse are not covered. If you miss the 30-day window, you cannot sign up for legal insurance again.
Can I reactivate a legal insurance policy I canceled?
Reactivating a canceled legal insurance policy is generally not possible. If you previously had legal insurance with us, canceled it, and now want coverage again, you need to purchase a new legal policy. This applies whether you canceled intentionally or by accident.
What happens if a payment for my legal insurance fails?
We collect legal insurance premiums on a monthly billing cycle. If a payment fails during the cycle, we send you emails asking you to pay the outstanding balance so your coverage isn't canceled. If the balance stays unpaid after the allowed period, we cancel your policy for non-payment.
Can I reactivate my legal insurance after it was canceled for non-payment?
Yes, but only for a limited time. From the day we cancel your policy for non-payment, you have an additional 30 days to settle the outstanding balance and reactivate your coverage. While your policy is canceled and before you reinstate it, any new legal issues that arise cannot be covered. You can contact our support team for more assistance or additional resources.
Can I sign up for legal insurance again if I missed the 30-day reactivation window?
No. If your coverage lapsed for non-payment and you did not settle your balance within the 30-day window, you cannot sign up for legal insurance again. You can contact our support team for more assistance or additional resources.