Signing up for expat insurance in Germany is a fully digital process that takes a few minutes to complete. Applicants confirm their eligibility, choose a plan, and provide personal and payment details before finalizing checkout, and no documents need to be uploaded. Dependents can be added as part of the sign-up flow. Pre-existing conditions do not need to be declared at sign-up, but they may be reviewed later if a related claim is submitted.
How do I get a quote and sign up for expat insurance?
You can sign up for expat insurance online in just a few minutes. The process is fully digital. During sign-up, you can confirm your eligibility, choose your plan, and add dependents to your coverage. To sign up, follow these steps:
Visit the expat insurance page.
Select the option to get covered.
Enter your details, including your date of birth, occupation (potentially your income), and arrival date in Germany. This will confirm your eligibility for expat insurance.
Choose your plan.
Continue to sign-up and create your account (or sign in if you already have one).
Confirm your personal details, including preferred coverage start date and whether you have dependents to add.
Review your answers on the confirmation screen. Please double-check that your name, email address, and date of birth contain no errors.
Provide your payment details.
Complete check-out to finalize your policy.
You do not need to upload any document, and you'll be approved instantly.
Do I need to create an account to sign up for expat insurance?
If it's your first time signing up with us, you'll be asked to create an account during the sign-up process. The account is set up as part of the sign-up flow, so you don't need to register separately beforehand.
Can I customize my expat insurance plan and add dependents when signing up?
Yes. During sign-up, you can choose between our Basic and our Premium expat insurance plans. You can add dependents to your policy after signing up for your own policy. You can also get a quote and review the plan details before completing your purchase.
Do I need to declare pre-existing conditions when signing up?
There is nothing to declare about pre-existing conditions when signing up for expat insurance. If you later submit a claim, we will review the doctor's detailed reports related to that claim to check whether the condition existed before the policy start date, or whether the diagnosis implies a condition that would have been pre-existing.