Public health coverage
German public health insurance covers all medically necessary pregnancy check-ups recommended by the state.
What's covered?
What's covered?
Initial pregnancy check
Includes physical exam, medical history, urine and blood tests (HIV, syphilis, rubella immunity, chlamydia), and blood group.
3 Ultrasound Exams
Week 9–12
Week 19–22
Week 29–32
Monitoring blood pressure, urine, and weight at regular appointments
Gestational diabetes screening (in weeks 24–28)
CTG Monitoring (fetal heart rate) - only if medicall necessary
What's not covered?
What's not covered?
Additional ultrasounds beyond the 3 standard ones.
Advanced screenings unless there’s a medical reason (e.g., NIPT non-invasive prenatal testing, toxoplasmosis, or CMV)
Hormone level tests (e.g., early Down syndrome detection)
What additional benefits does Feather’s private health insurance offer?
If you're covered by one of our newer long-term plans* (Standard, Plus, or Premium), you get access to a broader range of preventive prenatal checkups, many of which go beyond what’s included in public coverage.
*Standard coverage purchased after March 2023, Premium after November 2022, and Plus purchased in 2025
Expanded services
Expanded services
In addition to the checkups covered under public health insurance, you also have access to the following services:
Comprehensive infection screening
Toxoplasma
Cytomegalovirus (CMV)
Herpes simplex
Hepatitis A, B, and C
Rubella and Varicella
Parvovirus B19
NIPT (Non-Invasive Prenatal Test)
Typical cost: €430–€995
Reimbursed up to €495 if medically indicated
Triple and quadruple tests
Hormone and protein screenings (AFP, β-hCG, estriol, Inhibin A)
Used to assess risk for genetic conditions like Down syndrome
Genetic diagnostics
First-trimester screening includes:
Nuchal translucency ultrasound
Blood tests for β-hCG and PAPP-A
Chorionic villus sampling (CVS) and genetic counseling available when indicated`
Enhanced monitoring options
Multiple ultrasound procedures listed, including:
Doppler and duplex sonography
Sonography following certain procedures (e.g., CVS)
Tokography (fetal monitoring)
Preventive examinations coverage
Preventive examinations are fully reimbursed and do not impact your deductible or premium refund—as long as they are billed using the service digits specified in the attached document.
Comparing your options
Both public and private health insurance in Germany provide access to quality prenatal care. However, private insurance typically includes a wider range of preventive screenings and diagnostic options. If you're considering private coverage, it’s important to review the specific plan details to understand which services are included and how they compare to standard public benefits.