During your sign up, we'll ask you for the following documents.
1. ID or passport
2. German address
If you don’t have one yet, we’ll use a placeholder.
3. Proof of income to show you’re above the threshold
Employees
Upload your work contract. It must include:
Start date
Validity for at least 12 months from the insurance start date
Salary above the income threshold
Signatures from you and your employer
Freelancers or self employed
Work contracts or letters of intent
If you have multiple clients, submit a contract for each. These must:
Include signatures from you and your client
Mention the start date, duration, rates, and working hours
Clearly prove your expected income meets the threshold for the next 12 months
Bank statements from the last 3 months
This is to show a consistent income flow. Proof of savings is not accepted.
Optional supporting documents
You can add invoices, paychecks, business plans, recent tax assessments, or BWA statements.
If you can’t prove your income, you won’t be able to get into private health insurance.
💡 Tip: Missing documents or unclear information can delay your approval. Double-check everything before submitting.