We released an updated life insurance tariff on March 24, 2025, with different terms & conditions. Below the conditions are stated depending on the date the policy was purchased.
What countries can I move to and keep my life insurance if I bought it before March 24, 2025?
If you purchased your term life insurance before March 24, 2025, you can keep your policy if you permanently relocate to the following countries:
EU member states
United Kingdom
Switzerland
Iceland
Norway
United States
Canada
Australia
New Zealand
South Africa
India
At the time of application, you must have been either a resident of Germany or a German citizen living in the EU without plans to leave immediately.
What countries can I move to and keep my life insurance if I bought it after March 24, 2025?
If you purchased your policy on or after March 24, 2025, you can keep your term life insurance only if you relocate to one of the following countries:
Germany
Austria
Switzerland
Netherlands
Italy
Spain
Belgium
France
Liechtenstein
Can global events affect the coverage of life insurance policies?
Yes. Global events such as wars or political unrest may lead to changes in policy terms including exclusions or limitations. These events can affect the availability and extent of coverage in specific regions.
If your situation changes or you’re unsure about your coverage, you can chat with one of our experts to find out where your policy remains valid.