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Who can apply for life insurance and how does the application work?

This article explains the eligibility criteria for applying for Feather's life insurance, including age requirements, employment status, and acceptable countries of residence.

Written by Vincent
Updated this week

Who is eligible to apply for our life insurance?

To apply for Feather life insurance, you must meet all of the following criteria:

  • You are between 18 and 65 years old.

  • You are employed or self-employed.

  • You reside in one of the following countries: Germany, Austria, Switzerland, Netherlands, Italy, Spain, Belgium, France, or Liechtenstein.

How does the application process work?

We offer a fully digital application process that allows you to apply online for a maximum coverage of 600k without attending in-person appointments.

  • You complete the application online in a few minutes.

  • You do not need to undergo a medical examination.

  • You receive an eligibility decision based on the information provided during the application.

How do health conditions affect eligibility for Feather's life insurance?

Our fully digital application does not include medical exams, so eligibility is based on your declared health information.

  • Existing major health conditions may lead to rejection during the application process.

  • We do not offer an alternative application process that includes medical underwriting.

  • You may become eligible again if the health condition has been resolved for at least 5 years.

If you are not eligible due to a health condition, a traditional insurance provider that requires medical exams may offer more flexible options.

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