Both Basic and Premium expat health insurance policies cover medical care for new conditions starting after coverage begins. The Premium policy offers broader coverage, including increased dental care, higher physical therapy coverage, pregnancy-related services, aids and equipment, travel vaccinations, and some preventative care. The Basic policy is generally sufficient for coverage shorter than six months, while the Premium plan is recommended for coverage longer than six months.
What is the difference between the Basic and Premium expat health insurance policies?
Both the Basic and Premium expat health insurance policies cover medical care for new conditions that arise after the coverage start date. However, the Premium policy provides additional benefits that the Basic policy does not include.
Which additional benefits does the Premium policy cover compared to the Basic policy?
The Premium policy covers more of the following items beyond the Basic policy:
Dental care, including check-ups and cleaning.
Physical therapy treatments.
Pregnancy-related medical coverage.
Aids and medical equipment.
Travel vaccinations.
Certain preventative care services, such as skin checks and cancer screenings.
When should I choose the Basic policy?
The Basic policy is generally sufficient for individuals who plan to remain on the insurance for less than six months.
When is the Premium policy recommended?
For individuals intending to have coverage longer than six months, the Premium policy is recommended due to its broader range of benefits.
Where can I find more detailed information about coverage differences?
A detailed overview of coverage differences between Basic and Premium expat health insurance policies is available online for review.
How can I learn more or sign up for expat health insurance?
Information about expat health insurance plans and enrollment options can be found on our website.