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This article explains whether it is possible to downgrade from public health insurance to expat health insurance in Germany, including legal limitations, risks, and alternative ways to reduce costs.

Can I switch from public health insurance to expat health insurance in Germany?

In this article, we explain what happens to your public health policy if you lose your job and what needs to be done.

Losing your job while on public health insurance

For longer stays in a non-European country, you should consider pausing your public health insurance rather than canceling it.

I am leaving Germany for a while. Shall I cancel my public health insurance?

Use our template to cancel your public health insurance.

How do I switch or cancel public health insurance?

Details on how to best contact TK, BARMER, DAK, or AOK yourself.

How to contact your public health insurance provider

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